The individual submitting a referral (the “Referrer”) must be a customer that has closed a loan with OpenRoad Lending (the “Company”) within the preceding 365 calendar days. In order for the Referrer to qualify to earn $100, the referred customer must apply directly with OpenRoad Lending and not through an affiliate or other a application source and close a loan with the Company within a period of 30 calendar days from the date of referral (the date the Referral submitted the OpenRoad Application form at
www.openroadlending.com/applyone). The $100
VISA gift card will be awarded to the Referrer as long as the Referral inputs the application ID as the offer code of the Referring applicant. Not eligible for same household. Additional terms, conditions, and restrictions may apply. Contact the Company for details.